Questions to Ask Your Mortgage Lender

Here it is a new year and maybe this is the year for your new home. Whether you’re looking for your first mortgage or you’ve been down this road before, it’s crucial to review the ins and outs of the mortgage world. Here are some questions you need to ask to be sure you get […]

Charlottesville’s Commercial Real Estate Market Rocks

The outlook for commercial real estate in the Charlottesville area remains strong according to local agents who cite declining vacancy rates and robust activity throughout the region. While demand is especially high in the downtown area, we are seeing growth in the commercial market all over town and in every sector from retail and office […]

Smart Preps for Holiday Guests

Yes, we know you’ve only just put away the pumpkins and plastic bats, but we’re already hearing “Frosty the Snowman” in shops. The Big Holidays are on the horizon and it’s not too soon to be laying your plans. Are you having company this year? Will you be hosting people with disabilities? Are there children […]

The Virginia Film Festival: An Embarrassment of Riches

Historic and heartwarming (Loving). Family-friendly and inspiring (The Eagle Huntress). Searching and shocking (The Promise), romantic (La La Land) and jaw dropping (Liv Ullmann, Werner Herzog and Shirley . .. that’s right, MacLaine)—if it boasts more than 125 films, and way too many admiring modifiers to choose from, it’s the 2016 Virginia Film Festival, screening […]

Virginia wine time

Not so long ago, the best wine was European, and good American wine was Californian. Period. Virginia oenophiles knew that Thomas Jefferson had tried and failed to make a drinkable beverage from Old World vines on Virginia soil, and if the Renaissance man of Monticello couldn’t do it, it obviously couldn’t be done. End of […]

Simple schemes to trim expenses

If you regularly run out of money before the month is over, it’s time to consider some economies. Here are concrete ideas to help stretch your money farther. First, build an emergency fund—enough to cover three months expenses to start and building to six months. Then if an emergency strikes, you’ll have funds to cover […]

Can a rental unit add value to your property?

When Norma Rafferty’s father passed away, it made sense for her and her husband, Bob, to have a modest apartment addition for her mother built onto their home. A few calls showed neighborhood zoning and homeowner regulations allowed it if various permits were granted. They hired an architect to design an addition to fit well […]